What is Typically Covered?

An average dental plan covers different services in varying amounts. For example, most policies pay:

• 100% of preventative services such as x-rays and cleanings
• 80% of basic procedures like extractions and fillings
• 50% of major services such as root canals and dentures

In addition to the above, there is often a cap on the amount a particular plan will pay each year. You could also encounter a waiting period for basic and/or major services. Each plan is different, so you should always verify coverage with your provider.

What Isn't Covered

Few dental plans pay for what is considered "cosmetic dentistry." Even so, what constitutes cosmetic dentistry is not always clear. Most carriers agree that teeth whitening is cosmetic, but there's some disagreement as to whether or not dental implants are.

There's one exception to the rule of non-payment, and that is medical necessity. So if your implants are deemed medically essential, it's possible your policy may pay a portion of them regardless.

Making Dental Implants More Affordable

If you are wondering whether or not your insurance will pay for dental implants, schedule an appointment at Shore Smiles Dental. We provide free consultations and even offer an array of financing options to help make dental care more affordable. We can't wait to be your new dentist and invite you to contact us today to find out more.